月別アーカイブ:2021年06月

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[Owned house VS rent house] Should we choose between owning a house or renting? I tried to verify the advantages and disadvantages

Owner-occupier and rental dispute.   We compared and verified the advantages and disadvantages of both to determine which is the optimal solution.   Benefits of owning a home You can customize the house according to your ideal (you can decide the interior, floor plan, equipment, etc. as you like) If you pay off your mortgage, it becomes your property You can live with peace of mind when you are old   Benefits of renting   You can move to any place you like when you want (you can live in various places) Housing expenses can be changed according to changes ...

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5 best Japanese souvenirs to please in the Philippines

I often go to Manila more than once a month for business and sightseeing,   From a friend in the Philippines   I'm always begging for "Pasalubong" lol   ※Pasalbon = meaning of souvenir   I know it's a substitute for greetings, so I'm throwing it lightly, but even so, the Philippines, where the souvenir (gift) culture is pervasive, can't be helped.   Therefore, I would like to introduce some souvenirs that I bring from Japan to the Philippines every time. (Of course, special gifts are excluded)   1. つぶグミ (TSUBU-GUMI) Girls in their teens and thirties love this. The ...

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Benefits of owning Priority Pass and recommended credit cards for registration

Hello, it's Hiro.   This time, I will explain about Priority Pass, its charm and merits, and the means to have Priority Pass, because I am using Priority Pass.   What is Priority Pass about? A service that allows you to use domestic and overseas airport lounges free of charge.   As of 2021, more than 1,200 airport lounges will be available free of charge in more than 140 countries and territories and more than 500 cities.   In short, no matter which country you go to, there is an airport lounge that you can use for free just by ...

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Benefits of having a high credit score in the United States and points to note regarding credit history

Hello, it's Hiro.   Today, America is a cashless society, and it is no exaggeration to say that we can no longer live without a credit card.   I have rarely seen cash payments during my three-year stay in the United States.   ※At least I have never seen it in restaurant accounting for 3 years.   So, let's make a credit card as soon as you decide to go to the United States.   ※It is not a solicitation for a credit card, and in the United States, a credit card is a lifeline.   Can't make a credit ...

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Why you should make a Delta SkyMiles American Express Gold Card without thinking if you are an American expatriate

Hello, it's Hiro.   I was stayed in the United States for three years from 2015 to 2018, so   Here are three excellent credit cards that I have been using since I was US expatriate.   As you know, credit history (credit score) is extremely important in the United States.   We don't have that system yet in Japan.   The credit history  which I was not familiar with when I lived in Japan, made me realize how different things can and cannot be done by people who have credit in the United States since I started living in ...

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Why I've lived in the US for 3 years and don't recommend staying in a hotel for under $ 70

Hello, it's Hiro.   Don't you think American hotels are expensive?   I have lived in the United States for 3 years and have stayed at hotels more than 100 times,   Here's a quick summary from the perspective of a Japanese traveler about what you need to be prepared for when staying at a hotel under $ 70.   Motel or shared room This is known at the time of booking, but in the United States, hotels under $ 70 are considered cheap hotels, so   Most of them are one-story or two-story motels and dormitory types.   * ...

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[Side business] Things that beginners tend to do in Japan 【Retail Arbitrage: SEDORI】

Hello, it's Hiro.   I started as a side business when I was a salaryman, and now I earn an average of over 200,000 yen a month.   It has been going on for more than 8 years since 2013, when I started 'Retail Arbitrage' side business.   ※Retail Arbitrage, we call it as 'SEDORI' in Japan.   I would like to easily teach you the points for those who want to start SEDORI from now on.   Focus on your area of expertise I think this is the most important and basic thing to start with.   "What is ...

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Is a second-hand resort condominium a "negatively-owned product"? Why it's interesting to own a second-hand resort condominium in Japan

Hello, it's Hiro.   What do you think of resort condominiums?   The concept of being owned only by the rich is already a thing of the past, and recently it has become a good time for elderly people living on pensions to easily own it if they have the money.   I currently own three condominiums, but most of the elderly people greet me when I use them occasionally.   Compared to the city, the natural environment is better and it is better for medical treatment, so I imagine that I live there.   "Since I lived here, I ...